Bills & top-ups, built on trust
Buy airtime and data, pay electricity and cable bills, purchase JAMB & exam PINs, and verify identities — fast, secure, and proudly Nigerian.
KinaTrustAvailable Balance
₦125,400.00
MTN Airtime
just now
IKEDC Token
2 min ago
Payment successful
MTN ₦1,000 · just now
50k+ users
Across Nigeria
< 3s
Instant delivery
Top-ups land in seconds
256-bit
Secure by design
Encrypted & secure
8+ services
One wallet
Fund once, pay for all
Always on
24/7 support
We're always here
One account. Every essential service.
From topping up your phone to verifying your identity — KinaTrust puts your everyday transactions in a single, fast, reliable place.
Airtime
Recharge MTN, Glo, Airtel & 9mobile instantly.
Data Bundles
Affordable data plans for every network.
Electricity
Pay prepaid & postpaid bills, get tokens fast.
Cable TV
Renew DStv, GOtv & StarTimes in seconds.
JAMB ePINs
Buy UTME & Direct Entry PINs anytime.
Scratch Cards
WAEC & NECO result checker PINs.
Identity Verify
NIN, BVN & document verification slips.
Water & More
Pay water boards and other utilities.
How KinaTrust works
Three simple steps — from sign-up to sorted in under a minute.
Create your account
Sign up in under a minute with just your email and phone number.
Fund your wallet
Top up securely via card or bank transfer through Paystack.
Pay for anything
Buy airtime, data, pay bills or verify IDs — instantly, anytime.
Built to be the fastest, most trusted way to pay.
Thousands of Nigerians rely on KinaTrust for their daily essentials. We obsess over speed, reliability, and keeping your money safe — so you can top up and move on with your day.
50k+
Active users
₦1B+
Processed monthly
99.9%
Uptime
Lightning fast
Transactions complete in seconds, not minutes — even at peak hours.
The best rates
Competitive pricing on data and bills, with zero hidden charges.
Secure & private
Your data is encrypted and your money is protected end-to-end.
Always reliable
Automatic retries and instant refunds if anything ever fails.
Frequently asked questions
Everything you need to know before you get started. Can't find what you're looking for? Reach out to our support team.
Yes — creating an account is completely free. You only pay for the services you buy, like airtime, data or bill payments, with no hidden charges.
Most top-ups and bill payments are delivered within a few seconds. In the rare case of a delay, your transaction is automatically retried or refunded.
You can fund your wallet instantly using your debit card or a bank transfer, processed securely through our payment partner Paystack.
Absolutely. We use strong encryption to protect your personal information, and your wallet balance is securely held and protected end-to-end.
Airtime, data, electricity, cable TV, water bills, JAMB ePINs, WAEC/NECO scratch cards, and identity verification (NIN, BVN and more) — all in one place.
Ready to pay smarter?
Join KinaTrust and handle all your everyday payments in one fast, secure place. It only takes a minute to get started.